Pawnbroking

PAWNBROKING

Welcome to Helsingin Pantti! We are pawnbrokers and we have also a vintage shop and an auction room. We have been operating as pawnbrokers and auctioneers since 1882, making us the oldest and most experienced company in the field in Finland. Customer satisfaction and dependability have been the cornerstones of our business from the start. Helsingin Pantti currently has 12 pawnbroking offices throughout Finland.

HOW PAWNBROKING WORKS

We lend money against movable property. Pawnbroking loans are quick and easy, and also suit people with low credit scores. For low-value, short-term credit, pawnbroking loans are often the cheapest alternative. The items pledged against the loan are stored carefully in our offices and are insured.

WHAT CAN BE PLEDGED?

Almost any movable property with a resale value can be pledged. Items that can be pawned include jewellery, watches, musical instruments or household electronics. Bring your item to one of our offices for a valuation – we’ll give you a loan estimate quickly. Once you have accepted our loan offer, you will be provided with cash on the spot. You also get a pawn ticket, which enables you to manage your loan. You can also request a preliminary loan estimate using our online service.

LOAN PERIOD

The loan period is generally 3 months – but you can pay off your loan sooner by paying interest for between one and 3 months. Alternatively, you can renew your loan by paying the daily interest accrued up to the end of your initial loan period, thus extending your loan by a further 3 months.

WHAT DOES PAWNBROKING COST?

The loan payment is based on the amount of the loan and the loan period, and it varies between 1.0% and 3.8% per month. The service fee for the loan is 6 euros. You can get a loan example using our online loan calculator.

WHO DO WE GIVE LOANS TO?

Pawnbroking loans are available to any person over the age of 18. When taking out or redeeming a loan, we verify your identity from a valid identity document containing a photograph (passport, driving licence or similar).

We look forward to welcoming you to Helsingin Pantti. Find your closest office here.